PDXCOIN: The global #crypto-to-fiat business consumer payments and virtual banking.

INTRODUCTION

#PDX is a digital bank that provides customers with tools to trade, spend and manage their money in a sophisticated manner. The company also helps clients prepare for the future of all their [finances](https://pdxcoin.io/) by helping them set up education, retirement savings and even their children’s savings accounts early. Those who use #PDX products get all this guidance from the #PDX family of financial experts who have experience in the crypto-economy and an understanding of the importance of cryptocurrency.

#PDX is a decentralized experience point system that allows users to easily earn points and unlock various products. #PDX will reward users not just via the #PDX token, but also many of the most widely held liquid [cryptocurrencies](https://pdxcoin.io/) such as Bitcoin, Ethereum and Litecoin.

Paying for things in the metaverse has never been easier. Thanks to #PDX, you'll be able to easily spend your well-deserved hard earned money without having to fiddle too much with your credit card or wallet because we have so many other options that are currently only supported by us. With #PDX, you get access to a wide array of cryptocurrencies and can strengthen the use of them all at our virtual store while simultaneously adopting yet another crypto currency that is making waves in our industry.

The #PDX Platform provides [consumers](https://t.me/PDXToken) with the ability to make peer-to-peer (P2P) payments for goods and services. Like any webpage, the #PDX platform uses encryption to protect user's identities. Users also have control over their security, with the option of choosing how much information they want to share publicly when making what is otherwise a completely private transaction. The #PDX platform is also compatible with mobile devices, direct bank transfers, and other types of #payment providers that are already in use around the world today.

PURPOSE OF PDXCoin

The #PDX platform will change the way banks, consumers and merchants deal with cryptocurrencies. By interconnecting #payments, exchange and banking capabilities in one simple solution, #PDX will lead to increased user adoption in both the commercial and consumer realms.

We have the key to making sure your business is successful. Our "ecosystem" which consists of a [cryptocurrency](https://t.me/PDXToken)   backed by physical oil and gas reserves in a safe location that's built off of our proprietary technology will be the one thing that drives your profits up while keeping your expenses down.

WHY #PDXCoin 

There are two assets on the market, namely bitcoin and #PDX, which were both intentionally designed to act as stores of value and currency. The main difference between the two is that bitcoin has no assets behind it, while #PDX does! As crypto adoption increases among the public at large, more people will want to hold onto #PDX because of its ease of use as a currency for daily purchases and day-to-day #payments mechanisms.

PDX ECOSYSTEM 

Our ecosystem consist of the following:

1. A merchant #payment processing business based on the block chain, driven by a crypto currency exchange with a proven track record of success and a guaranteed large customer base. Institutional standard, high speed, and zero commission #payments with its own crypto-to-fiat #payments app

2. A crypto currency exchange business with unique attributes and guaranteed large customer base. Institutional standard, high speed, and zero commission fees. User friendly platform for seamless transaction experience and provides complete protection through advanced security standards for accounts and funds. Easiest method to convert any digital asset to any other digital asset in a decentralized manner with no intermediary. 

3. A new #banking network will provide customers with financial services both physically in branches as well as globally through a virtual service. The difference being both conventional and cryptocurrency #banking services that are highly flexible for the end consumer. This virtual bank will help reduce costs of standard international transactions such as transfer fees and currency fluctuation rates.

GROWTH ENVIRONMENT

Mobile and digital #payments experience exponential growth and are forecast to double by 2023. A large reason for this is that the more we shop online, and the more we do our #banking from our phones, the less we use cash in financial transactions and that’s good news for new forms of #payment companies like PayPal.

Today's global population of 0.5% crypto users is anticipated to grow to 10% by the end of the decade due to ease of use and merchant adoption.

 Cryptocurrency #payments are increasingly at the core of central bank’s policy discussions

 Businesses around the world are beginning to recognize the advantages of a #payments system that is entirely virtual and is integrated with different other countries' networks across the globe. The advantages of this type of #payments network are that transfers happen nearly instantaneously, anywhere you go in the world, at extremely low cost.

Exploring partnership arrangements with POS terminal providers that will help us bring millions of merchants and vendors globally, something that will happen very quickly.

PDX STATUS

#PDX development completed, and now exists on the public Ethereum Blockchain.

 Supported by a strong team of consultants as well as bankers, lawyers, IT specialists, energy experts and corporate management

PDX MARKET POSITION

#PDX's theoretical gross market capitalization if all 5 billion tokens are actually issued is roughly US$500 billion, based on a token price of $100. If all 5 billion tokens were actually issued it would rank among the top 3 most valuable cryptocurrencies in the world.

Basically, the #PDX tokens are expected to fetch $15 billion in market value if 150 million of these tokens become widely used on the #Metaverse blockchain. This estimation is based on a tentative Offering Price of approximately $100 but could be higher or lower depending on market prices at the time. The products that #PDX is banking on include potential strategic acquisitions in the #banking and #payments sector and support for green energy, DeFi, and the #Metaverse network itself.

The PDX token price and market value may be higher than that of the initial ICO valuation if the project is able to execute on its development plans optimally, and it may also increase with added economic potential for opportunities in the #metaverse.

PDXPay

PDXPay is the first cryptocurrency-friendly #payment app that will help you spend crypto with ease. The key is you won't even realize that you are spending crypto, just like how you don't notice the USD in your wallet right now when paying with a credit or debit card. If crypto really works as well as it should, then the average person won't even be aware they're using it because of how easy PDXPay makes it to use.

PDXPay is incredibly easy to use. There is no need to carry a card, note, insert, or sign anything at the point of sale; there is no need to enter amounts or hash anything out - one tap on the PDXPay app is all that's required and then your transaction will be complete! Every function of the app is integrated with one another - so consumers don't even need to work hard figuring things out because PDXPay has done it all for them! The best part is they're going to keep everything safe too.

USE OF PDXCOIN

#PDXCoin is not your typical cryptocurrency in that it's actually more of a token. In truth, it is like fiat money and holders will be able to spend it within the #PDX ecosystem for everything that the platform has to offer. Holders will be able to send #PDX to a public address which can be assigned by sending tokens to another address for example, or as noted earlier via a QR code or long-form key. In turn, any entry submitted will go towards improving the ecosystem of products offered within the platform and this includes adding providers so they can begin offering their own services too.

THE BENEFITS OF #PDXCOIN

1. Designed for both businesses and consumers to use anonymously.

2. It's convertible into major world currencies and cryptocurrencies

3. An advanced and secure technology with ongoing research and development based on the Ethereum ERC20 protocol.

4. #Banking, energy and technology team with a proven track record of success.

5. Globally tradable outside of traditional #banking systems.

6. Audited and fully transparent.

7. Multi-layersecurity features built-in to avoid token theft 

PDXCoin PLATFORM 

The #PDX team is working very hard to bring you the PDXPay platform, a new payment network that will change how people do business worldwide. The first step toward creating this revolutionary platform was connecting the #PDXPay and PNP app directly with merchants globally, but we hope it will be available to millions of other users in the near future who want to trade in any currency they like. By implementing powerful security solutions into our network, we're able to decrease fraud and increase reliable transactions which protects every participant involved in a transaction.

With the new #PDXPay mobile application, managing your cryptocurrency payments has never been easier! This is no ordinary app; it will allow consumers to get the most out of their money from spending cryptocurrencies at brick-and-mortar store and online retailers. With a customer base that is accepting of alternate #payment modes such as this, along with one that realizes that using cryptocurrencies as a form of #payment has several benefits including the fact that cryptocurrencies do not charge fees for sending or receiving this type of value (let alone making conversions from fiat currency) - it's no wonder #PDXPay is getting so many positive reviews

ROADMAP

2019 Q3

Completed and deployed our blockchain technology platform, smart contracts, and protocols in July 2019

2021 Q2

Enhanced, upgraded, and redeployed our smart contract to a more efficient version.

2021 Q2

Preparing our public exchange listings and first crowd private and public  pre-sale.

2021 Q3

Setting up our basic #banking infrastructure; making key new hires across finance, management, and technology. Commencing conventional and social media marketing program, and community building. Final development phase of the PDXPay global crypto-to-fiat #payments app.

2022 Q1

Global marketing and PR campaign commencing for the PDX global public and institutional token sale.

2022 Q4

Development of the new Siberia Blockchain Protocol commences.

2022 Q4

Introducing phase 1 test version of the payments app, and beta version of the new exchange platforms

TOKENOMICS

Marketing..... 8.2%

Corporate and reserves....9.9%

Energy........... 6%

R&D and related investments...11.6%

Banking, payments and capital markets..... 64.4%

CONCLUSION

Our goal has always been to create a regulated platform for trading digital security tokens as well as traditional securities, including but not limited to equities, private placements and crypto currency instruments. Our solution will provide investors, banks and broker dealers the ability to fully digitize assets, easing settlement time and transaction costs. Furthermore, our platform will present regulators and security regulatory agencies with an overview of asset ownership for easier monitoring of transactions and holdings.

PROJECT LINKS

Website: https://pdxcoin.io/

Telegram: https://t.me/PDXToken

Twitter: https://twitter.com/PDX_Coin

Facebook: https://www.facebook.com/pdxcoin/

Reddit: https://www.reddit.com/r/PDXCoin/

Medium: https://medium.com/pdxcoin

AUTHOR 

Bitcointalk Username: Ulomaco 

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=3427515

Proof of Authentication: https://bitcointalk.org/index.php?topic=5382751.msg59163306#msg59163306

Telegram Username: @ulomaco 

PDX ERC20 Wallet Address on P2PB2B: 0x8AEFbac6cc859aF5766bB35bB8399Ae6E6E7BfA7